I recently received an e-mail from a friend warning me to be careful when conducting ATM transactions. Apparently, thieves have devised a creative way of getting your ATM and PIN without you suspecting anything and in turn draining your bank account.

Fina Bank have released the detailed procedure of how this new  theft technique is being carried out.

What he really is doing is placing a trap in the ATM machine to “capture” the next user's card:

[caption id="attachment_8200" align="alignnone" width="464" caption="Image sourced from Fina Bank"][/caption]

Altering the ATM’s is a risky business. Therefore, these individuals work in teams. The lookout warns of any possible eye witnesses or of the next potential victim:

[caption id="attachment_8202" align="alignnone" width="429" caption="Image sourced from: Fina Bank"][/caption]

Here we see the next client using the ATM, after the trap has been set. He inserts his card and begins his transaction.

[caption id="attachment_8203" align="alignnone" width="458" caption="Image sourced from: Fina Bank"][/caption]

The ATM card is confiscated, and the customer is confused, asking himself why the card has been confiscated.

[caption id="attachment_8206" align="alignnone" width="462" caption="Image sourced from Fina Bank"][/caption]

Here we see the thief pretending to help. What he is really doing is trying to gain the customers’ PIN, now that he has captured his card.

[caption id="attachment_8207" align="alignnone" width="475" caption="Image sourced from: Fina Bank"][/caption]

The good Samaritan convinces the customer that he can retrieve the card, if he presses his PIN. At the same time, the Samaritan presses “Cancel” and “Enter”.

[caption id="attachment_8208" align="alignnone" width="491" caption="Image sourced from: Fina Bank"][/caption]

After several attempts, the customer is convinced his card has been confiscated.
The customer and the “Samaritan” leave the ATM .

[caption id="attachment_8209" align="alignnone" width="493" caption="Image sourced from Fina Bank"][/caption]

Satisfied the area is clear, the thief returns to recover the confiscated card from his trap. He not only has the card, he also has the PIN the customer provided unknowingly.

[caption id="attachment_8210" align="alignnone" width="471" caption="Image sourced from: Fina Bank"][/caption]

In possession of the card and the PIN, he leaves the ATM with money from the customers’ account.

[caption id="attachment_8211" align="alignnone" width="516" caption="Image sourced from: Fina Bank"][/caption]

The trap is made up of XRAY film, which is the preferred material used by thieves. Simply because of the black color which is similar in appearance to the slot on the card reader.

[caption id="attachment_8212" align="alignnone" width="485" caption="Image sourced from: Fina Bank"][/caption]

The trap is then inserted into the ATM slot. Care is taken not to insert the entire film into the slot. The ends are folded and contain glue strips for better adhesion to the inner and outer surface of the slots.

[caption id="attachment_8213" align="alignnone" width="494" caption="Image sourced from: Fina Bank"][/caption]

Once the ends are firmly glued and fixed to the slot, it is almost impossible to detect by unsuspecting customers.

[caption id="attachment_8214" align="alignnone" width="493" caption="Image sourced from: Fina Bank"][/caption]

1. Once your card has been confiscated, observe the ATM slot and the card reader
for any signs of tampering. Should you see the film tips glued to the slot, unglue,
pull the trap out and recover your card.

2. Report IMMEDIATELY to the Bank.

[caption id="attachment_8215" align="alignnone" width="456" caption="Image sourced from: Fina Bank"][/caption]

So, that's how thieves have become creative and innovative in their trade. Please share, like and post in social media page to inform your friends.