Welcome to the Money Academy's 'Money 101: Managing YOUR Money' article series. This is a succession of articles that will take you through different topics that revolve around you, your money, how to make more, and how make what you earn help you achieve your goals . The series is divided into lessons, each covering a different aspect of personal finance planning, and these lessons are:

Most people associate a budget with a restricted lifestyle, no fun, and generally figures which most people have an aversion for. Sadly though, for your personal finances to make sense, you’ve got to have a plan of how you will spend your money once it’s earned.