7 Free Household Budget Spreadsheets
Whether you’re venturing out on your own for the first time or just realizing you need to get your personal finances under control, one thing is certain – you need to budget. If you are trying to create a personal budget, a good place to start is from our 10…
Financial Mistakes to Avoid in 2012
There are many people in this world including you and me who tend to make mistakes throughout their lifetime. Some learn early from their mistakes and avoid doing them and some keep on doing them and keep on having problems. When it comes to personal finance, a financial advisor can…
Financial Resolutions for 2012
Happy new year guys. 2012 is here and I can’t begin to tell you how syked up I am for this year. We at the Money Academy promise to keep you more and more informed about all that is happening in the financial world, giving you all the financial tips…
Budget Relapse
For three years, I’ve been patting myself on the back. The household expenses remain the same every month, and we’re getting out of debt. In spite of increases in costs, we’ve found efficiencies and made room. But, as they say, after pride comes the fall. I discovered this month that…
Protecting Yourself Against Sexually-Transmitted Debt
As we hit the season of Christmas parties and New Year bashes, many Money Academy readers are probably thinking about 2012 financial resolutions, budget gifts and how to whip up a frugal feast for 25th of December. Some of you may also be fearing that annual call from a family…
Before Deciding to Borrow From the Bank
With the current tough financial times, more and more people are getting desperate for money and would do almost anything to fund their budget deficits. Commercial banks have discovered this harsh reality and are capitalizing on it by coming up with innovative ways of luring you to borrow from them.
Seven ways to get out of serious debts
Debt to some of us is a tool to be used to help improve our financial situation or a temptation to get more than we should be allowed to. Some see it as an insidious monster lurking around the corner, waiting for you to slip and make a mistake. Some…
Family Financial Planning
Do financial arguments characterize your marriage? Well the digest source of these disagreement and aggravation is brought about by either one or all of these family financial mistakes that most couples make. For many couples the money coming in never seems to match the money going out. Then off course…
Reasons Why You are Failing in Personal Finance
Failing a class in school is one thing. Failing your financial goals as an adult is another. Here's how to earn an A-plus in personal finance.
Debt Management
I am currently working my brain through writing a manual on Collateral, Debt and Portfolio Management. Something I tasked myself with when I was given a thirty days sick off for the second time in four months a couple weeks ago. Commercial Debt Management as such is one aspect I…
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