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The Five Disruptions

All over the globe, there are five things that are causing ripples in business and industry and shifting the fault lines of how urban and rural households organize their affairs. The Bean Counter tells us more about the five things that you should keep your eye on if you intend to be the country, or generally alive, for the next 10 years.
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My Lipstick and I

It’s the bad side of mid-month, the nineteenth. Your money and your wallet seem to be colluding in the world’s most annoying game of hide-and-go-seek, without your permission. Yet for some reason you can’t resist the urge to dig deeper, to walk over to the booth, introduce yourself and at least attempt to lure her away – if only to get to know her name. The games we play with our money, and women.
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Kenyans Love Their Luxury Goods

Late 2011 and early 2012 proved to be a tough financial time for most Kenyans. Inflation hit a record high 19.72 per cent, the shilling deteriorated against major currencies and price of basic commodities increased. In spite this, Kenyans love for luxury goods remained. Kenyans flocked extravagant…
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Is Holiday Tuition a Money Making Scheme?

If holiday tuition is an undertaking outside the regular syllabus aimed at helping the weak students, why make it compulsory for all and at very high costs? Are holiday tuitions a money making schemes for teachers? A means of exploiting parents who are desperate to see their children perform well academically; or are teachers genuinely trying to help students perform well?
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The Instant-Coffee Generation

The instant-coffee generation, where most of our job seekers and young people do not really want to struggle. They want success right now and right here. The enthusiasm is of course commendable, but many seem to have forgotten that this success does not just happen.
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Is Mobile Banking Safe?

With growing campaigns for Kenyans to subscribe to mobile banking, one question rises, is mobile banking really safe? Cybercrime is fast becoming a global threat and a resent research by Serianu Limited, Getting Back to Security Basics, revealed that Kenya hasn’t been spared in the cyber crime phenomena.
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Are free shopping 'paper bags' worth their cost?

A few years ago, you had to beg, almost on your knees for a supermarket to put one item in those paper bags. One item was not enough to warrant a “paper bag”. Those were the good old days, nowadays, even walking in and out a supermarket will get a you a polythene bag. After all they are so cheap.We have heard the term before. "Paper bags are free," are they? Really?
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Is Kenya Ready for Online Trading?

Amidst pressure to embrace technology and make their ways more modern; is the country really ready for online stock trading?
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Internal Security, the Million Dollar Industry

Just how much does public safety cost? In light of the recent threats from Al Shabaab extremists and rampant Pirates off the coast of Mombasa, the government has decided to beef up security in the country. The cost of public safety alone has hit the KES 10 billion…
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My Money in My Twenties: Financial Decisions

Your twenties signify an important point in your life, one that will definitely shape your financial future. It's while in your twenties that you will probably land yourself a career, get your own place and perhaps start making decisions in regard to marriage and family. Financial decisions you make while in your twenties will to a large extent shape your financial future.
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