While Pakistan, the United States of America, Saudi Arabia, Iran and the USSR were interested in Afghanistan in the 1980s, they might have been unaware that they were starting a war that would involve almost half of the world two decades later. The war would also expand the scene from battlefields and war hit countries into streets in major cities, the now familiar terrorists. Wars would no longer just be on the TV, but in metal detectors in the streets. How did terrorism travel from the streets of Kabul to those of Nairobi, New York and Khartoum?

In general, many businesses have no formal policy on risk management. The few that have, view the risk management function in isolation from general business processes. This means that everyone does their job without concern as to what risks the business is getting exposed to. It is up to the risk manager to figure out any mitigation needed.

If a company has fulfilled the purpose for which it was created or if it can no longer be operated profitably, its owners will want either to restructure or to exit from the venture altogether. Companies as legal persons are creations of the law and so they can also only be ‘killed’ under the law. Otherwise they're not really dead.

Just because it’s a government parastatal or ministry, does not mean it should offer reduced and or subsidized prices for everyone. A lot of complaints were received concerning people who live on less than Ksh100 a day, what of them? They’ll just go to their respective places of work and residence just as they always have. It may come as a shock to some of you, but some of them can’t even afford matatu fares. They walk to their places of interest as they always have

Myth #2: Modern society has conditioned us to believe that having a job is the safer option. More youth are returning to the university in pursuit of degrees and masters certification so that they can gain reputable employment or perhaps get a promotion at work. One question lingers, is self-employment more rewarding than playing cog in someone else’s machine.

There's a trick that some con-men have been using to steal from the unsuspecting populace. Over time, they have perfected the art. But like every scam, it has its flaws.

So I need to find cheap ways to get internet, because this is just really not going to cut it. I mean, I have done the modems, I have done the wireless, and I have done the cybers. Something’s gotta give. Nothing is working. I’ve been too strong for too long, and I can't be without the net!

The lists do agree with my argument last week - The United States with a production of $ 45,000 (KES 3.8 million)per citizen per year and the DRC producing $ 350 (Ksh. 30,000) per citizen per year all show no difficulty in their ability to afford war. There is however remarkable difference in the ability for rich and poor countries in their ability to afford health care, or clean piped water for their citizens.

There is an aspect of collateral associated with all loans advanced from formal lenders like banks and micro finance institutions. Just like there are different requirements from various lenders, there are also different loan types that can be secured differently. The most popular loans in the Kenyan market are check off loans. Here, the key aspect of security is an agreement between the bank and the employer to deduct at source and remit to the lender on behalf of the employee. This is done until the loan is fully repaid. What happens when you are in self employment?

The understanding of the term crime often excludes the concept of white collar crime. Many people will not group a fraudster with a violent robber. The law however creates all sorts of crimes and is quite heedless of social status when determining what constitutes a criminal act.