Manage Your Expenses, but See Them First
It is one of those things easier said than done: managing your expenses. All of us have trouble with it because we never have enough money to do or have everything we want at any one time. And so we find that we have to make budgets. I bet you…
Tips on Responsible Spending Habits
We all know about the dangers of drug and gambling additions, but believe it or not in recent years there have been numerous studies regarding the dangers of shopping addictions as well. Thousands upon thousands of people suffer from shopping addictions, which in medical terms is termed as “omniomania,”…
Business Friendly Tax Reform = More Tax Revenue
The treasury has come up with an excellent summary on the Budget and the forecast for the next few years see Budget Highlights Final. Suffice it to say that domestic borrowing will be checked at Kshs. 120 bn. and although the budget deficit looks high at 8% public debt…
5 Ways to Save NOW!!
Saving is one of those things we know we ought to do, but we don’t do because it feels so hard. We promise ourselves we’ll do it next time, and postpone it but we need to get started. Here are a five ways to get started now. 1. Figure out…
In your 20's? Start living below your means
For people in their 20s, time really is on their side. These are the years to develop the habits to ensure a successful financial future. As with most things in life, practice does make perfect, and there are critical financial habits a young person needs to develop to ensure…
The Hustle – Freelance Writing
Looking for ways to make more money? Read award-winning Crystal Ading's interview on her hustle: Freelance Writing.
10 Commandments for Frugal Living
Frugality often gets a bad rap. Many people misunderstand frugality and assume that it’s nothing more than being “cheap” when, in reality, frugality is making sure that you get the most from the money and resources you have, even if they are limited. For those who are just beginning to…
10 Commandments of Personal Finance
For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments: 10. Thou Shalt Take Action Reading about how to improve your personal finances…
Teaching Your Children about Money
I vividly remember watching my father accept change from a cash transaction when I was a child, and trying to figure out exactly how it was fair that he had handed over a $10 bill and received two $1 bills (and our lunch) in exchange. I couldn’t have been more…
Money 101 – Lesson 4: Understanding the Tools
(This is the 5th article in the Money 101 Managing Your Money Series. We advise that you start from the the first article in the Series. Please click here to go to the Money 101 Managing Your Money introduction) In Lesson 2, we looked at where we would like…
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