In light of our recent post, Be Warned of This ATM Theft Technique, below are a couple of guidelines from Kaa Chonjo with your PIN, an initiative by the Kenya Bankers Association  that raises awareness about how best to use ATMs and safeguard your PIN.

• When entering your PIN at the ATM, always cover the numbers with your hand.
• Avoid writing your PIN on your wallet. Someone might steal it. It is always advisable to memorize your PIN.
• Do not give out your PIN, card number or account number to anyone.
• Only enter your PIN when prompted to do so by the ATM.
• If the machine swallows your card, do not leave the ATM site without notifying your bank.
• Never accept help from a stranger; and in case of any difficulties, call your bank

It is important to note that identity thieves have been using discarded ATM receipts to get bank account numbers of unsuspecting consumers. Always exercise caution when discarding your ATM receipts. E.g, instead of folding the receipt and throwing it in the provided bin,destroy it first.

In addition to this, thieves sometimes stand close behind an ATM user to get their ATM card PIN, and are also adopting more sophisticated techniques such as electronic devices (skimmers) to record your ATM card information. This device is attached to an ATM card and it records all information and PIN code which is then used to make quick withdrawals.

As stated in our previous post, Be Warned of This ATM Theft Technique, take time to notice if the ATM machine looks different. Sometimes the card slot may have a foreign looking device attached to it.

Be your brother’s keeper and share this information with others.