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Visionary Entrepreneurs: Oprah Winfrey

Oprah Winfrey Founder of Harpo Productions Inc. Founded: 1986 “I don’t think of myself as a poor, deprived ghetto girl who made good. I think of myself as somebody who from an early age knew she was responsible for herself-and I had to make good.”-Oprah Winfrey Oprah Winfrey…
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Why Joining a Startup Incubators is Better Than Joining a Business School

Let’s get this straight: If you want to work at Goldman Sachs, McKinsey or General Electric, an MBA is a handy scrap of paper. But if you’d prefer to bypass the corporate ladder and actually build something of your own, spending upwards of 1 Million Kshs and two years without…
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Manage Your Money College: six lessons in the self-study course Manage Your Money

The only way to gain financial independence and live a debt free life is through effectively managing your money. Every Tuesday for the next 6 weeks we’ll explore through 6 lessons in the self study course Manage your money that will give you a better methods of managing your money.
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Milking it in Nairobi: The Emma Ng'ang'a Success Story

Emma Nganga used to work in the corporate world. She used to suit up every day and head into Nairobi’s business district where she was a PR associate and represented large enterprises in multi-million dollar deals. You wouldn’t know that by looking at her now – she wears gumboots and…
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7 Free Household Budget Spreadsheets

Whether you’re venturing out on your own for the first time or just realizing you need to get your personal finances under control, one thing is certain – you need to budget. If you are trying to create a personal budget, a good place to start is from our 10…
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Kenyans and Money

Kenyan’s and Money I love Kenyans and I love being Kenyan, we are hard working, toiling for between 8 to 12 hours a day or even longer, looking for cash. The average Kenyan will start hustling at an early age. Wafula who just completed his high school education in Western…
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How and Why to Start an Emergency Fund

“Pay off your debt.” “Pay your taxes.” “Buy a house.” “Get a new job.” Personal finance advisers bombard us with a litany of things we ought to do in order to achieve financial independence. It’s overwhelming. Where’s a person to start? Most personal finance books agree: the first thing you…
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Financial Mistakes to Avoid in 2012

There are many people in this world including you and me who tend to make mistakes throughout their lifetime. Some learn early from their mistakes and avoid doing them and some keep on doing them and keep on having problems. When it comes to personal finance, a financial advisor can…
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Financial Resolutions for 2012

Happy new year guys. 2012 is here and I can’t begin to tell you how syked up I am for this year. We at the Money Academy promise to keep you more and more informed about all that is happening in the financial world, giving you all the financial tips…
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Christmas shopping do’s:

1. Brand matters Shop at good quality stores. Christmas is a time to buy gifts for others, so you don’t want to buy cheap goods that will last only a few months. Look for durable items that will remind your recipient of your love throughout the coming year. 2. Stay…
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Budget Relapse

For three years, I’ve been patting myself on the back. The household expenses remain the same every month, and we’re getting out of debt. In spite of increases in costs, we’ve found efficiencies and made room. But, as they say, after pride comes the fall. I discovered this month that…
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Do Your Homework

Figure out what your consumers expect from you… and deliver.
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From Law to Maize Milling: a successful change!

Rwanda’s Felicien Mutalikanwa started his career as a lawyer, but after many years behind the desk decided that he wanted to do something else, something completely unrelated to his current position. Felicien didn’t let his lack of farming experience stand in the way of his dreams. “I don’t need to…
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Protecting Yourself Against Sexually-Transmitted Debt

As we hit the season of Christmas parties and New Year bashes, many Money Academy readers are probably thinking about 2012 financial resolutions, budget gifts and how to whip up a frugal feast for 25th of December. Some of you may also be fearing that annual call from a family…
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Legal Procedures Entailed In a Legal Land Sale.

You’ve identified that ideal piece of land, its somewhat within you price bracket, meets your intended objectives plus you’ve fallen madly in love with it. What should you do next to avoid being a victim of a land sale scam. First and foremost, there certain things you have consider before…
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