Those that excel understand it takes action without an audience. They hone their craft without fanfare. They show up early, leave late, and turn off the lights without applause. These solo actions define who’s really willing to put in the effort necessary to go from middle-class to world-class achievement. David…
The 25th edition of Forbes list of the World’s Top Billionaires was out a week ago. It saw the biggest rise in the number joining this prestigious club. From the previous figures of 943 to 1210 billionaires; more and more it appears, have either learnt few…
Frugality often gets a bad rap. Many people misunderstand frugality and assume that it’s nothing more than being “cheap” when, in reality, frugality is making sure that you get the most from the money and resources you have, even if they are limited. For those who are just beginning to…
The Six “C’s” of Credit How do you qualify for credit? To know the answer, you need to know what credit grantors look for when deciding whether or not to loan money, extend credit or issue a credit card to you. Credit grantors gather information, primarily from your credit…
For some people, getting personal finances in order is more grueling than wandering the desert for 40 years. But it doesn’t take a miracle. If you are looking for some basic guidelines, just follow these 10 commandments: 10. Thou Shalt Take Action Reading about how to improve your personal finances…
Last week, we did a brief talk on money and saving at some a firm in Industrial Area and spoke to some technical workers. When I was done, I left my cellphone number, as I always do, and on Saturday night, I got called by a guy who we’ll call…
It’s a question we’re asking in Kenya too with all the stories of pyramid schemes, online scams, business deals gone awry? Should we make financial education mandatory? At the epicenter of the housing crisis was a black hole of financial literacy–masses of consumers making calculations with unrealistic mathematical expectations.
I vividly remember watching my father accept change from a cash transaction when I was a child, and trying to figure out exactly how it was fair that he had handed over a $10 bill and received two $1 bills (and our lunch) in exchange. I couldn’t have been more…
photo by Steve Kitoto Write for us [Money Academy] How to make money in 6 easy steps [Inc.com] It’s never too late to learn [Daily Nation] Most Powerful women in the world [Forbes.com] 8 ways to start…
Tired of waiting for better days to arrive so that you can ask for a bump up? Maybe it’s time to quit being so patient. The higher you are on the ladder, the more responsibility you have to take for your progression. This plan can help you prove yourself promotion-worthy…
Discount Securities investors to recover lost shares in June [Business Daily] The Future Of Selling: It’s Social [Forbes] Who is eating your lunch [Newsweek] 5 financial Miscues in the name of Love [Newsweek] Wananchi’s entry signals price wars in satellite pay-TV…
(This is the 5th article in the Money 101 Managing Your Money Series. We advise that you start from the the first article in the Series. Please click here to go to the Money 101 Managing Your Money introduction) In Lesson 2, we looked at where we would like…
When should you think of buying your first home? When is it too early or too late? Really as soon as you start earning it should be on the cards. If you calculate how much you will spend on rent for even just the first five years of employment it…