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Do You Have What It Takes To Be A Billionaire?

Want to make a billion dollars, but sadly not part of a rich dynasty? If you’re a middle-aged man born in September who got a degree from Harvard and took his company public, you might be in luck. If you’re a woman, you might as well forget it unless you’re…
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7 Powerful and Amazingly Motivational Quotes from Zig Ziglar

Zig Ziglar was born in 1926 in Coffee County, Alabama, United States. He is an American author, salesperson and a motivational speaker. He is over 80 years old and still travels around the world attending motivation seminars to help people get stuff done. Sometimes, a simple quote can change the…
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Pre-Investment Questions

Fraud is always a possibility, even with secured, regulated investments. Before investing, ask tough questions, both of yourself and those who are soliciting your investments. If the answer to any of these questions is “No” or if the answers are vague or complicated more than likely the investment…
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The Best Way to Vanquish Debt- Lesson 1

Every so often (for most of us at mid month when our cash is out) we will look at our personal finances and wonder, ‘where does it all go?’. It’s at this point in time (which is probably right about now, the 25th or earlier in the month…
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Common Financial Planning Mistakes

Planning for your financial future is by all means a difficult task and to make it harder you have to realize that any mistake may be a detrimental one. For so many aspects of financial planning there is no going back, at least not without some sort of penalty. The…
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Should I Save or Get Rid of Debt?

You should do both–save and eliminate your debt. Doing both is very important to your financial success. Doing both ensures your success in staying out of debt. I know all the arguments . . . there are those on the side of saving, and those that claim that hitting that…
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Personal Finance

Every so often (for most of us at mid month when our cash is out) we will look at our personal finances and wonder, ‘where does it all go?’. We do our annual tax returns, look at the money we took home as net pay, and we can’t…
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Chamas & Investment Clubs

Investment clubs and Investments partnerships have been around for decades. They are the abridged version of chamas, and merry-go-rounds and obviously my choice bet for those new to investing and wish to learn about investing in friendly group settings. After awhile though individuals eventually find that the skills…
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Saving Vs Investing

Saving vs investing. Which is more prudent? To answer his question, I think it’s best to start at my definition of the two words. Saving – Putting aside a proportion of your earnings. We covered the basics in The B Word, and agreed that at minimum, one should save…
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Local e Business?

Over the last couple of years, we have seen a steady increase in the number of ventures claiming to be businesses based on the web (e businesses). Everytime I attend yet another local techies conference (as an impostor since I’m not a techie), I have high hopes that someone will…
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You'll Never be Ready…

…to walk out of employment. When is the best time to walk out of employment? This is a question that has haunted me for the past 6 months or so, even as it becomes glaringly obvious that as much as employment is cushy and comfortable, I need to make a…
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Wealth at the Bottom

I’m no expert in matters of  investing at the bottom of the pyramid, but looking at the statistics below, it seems like a no brainer to me. Half  the world ( 3 billion people) live on less than $2.5 a day. 80% of all humanity lives on less than $10…
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How to Live a G.R.E.A.T Life

Lately, I have been meditating on the power of positive, optimistic attitude. My sense was that many of us need a periodic reminder to mind our attitudes, and apparently that’s a fundamentally true for most folks. Lots of people as with other articles wrote back to concur with the emotions…
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Woes Of A Dream Carrier

I hit the send button and sigh deeply. That’s me emailing the members of an investment club I’ve chaired for the last 3 years (and still continue to chair despite having resigned over a year ago). Investment clubs have been touted as a fantastic way to pool your…
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