NIC Bank has dropped all access fees for its mobile and internet banking services. The introduction of mobile banking brought about a lot of convenience. However the cost that came with it in terms of charges like monthly charges  made it costly.

The mobile banking services offered by NIC include;

1. Balance Enquiry

2. Top up Airtime

3. Mini Statement Request

4. MPESA

5. Funds Transfer

6. Pay Bills

7. Stop Cheques

8. Service Requests – Cheque Book & Full Statement requests, Cheque Status, Forex Rates

Alerts and Notifications:

9. Debit and Credit Notifications

10. Loan Credit Notification

11. Unpaid Items Notification

The customized NIC online banking services offers features including;

• Checking your accounts statements and balances;
• Making Funds Transfers – EFTs both within NIC & to other banks,
• Request Bankers Cheques
• File uploads- ePay specific for salary & Supplier payment processing,
• eAnalysis- conduct a what if analysis for loans and investment options

The services are available anywhere around the world with internet access and they should be a little more affordable now with the scrapping of the monthly fees.

The services available on NIC Mobile Banking are:

1. Balance Enquiry

2. Top up Airtime

3. Mini Statement Request

4. MPESA

5. Funds Transfer

6. Pay Bills

7. Stop Cheques

8. Service Requests – Cheque Book & Full Statement requests, Cheque Status, Forex Rates

9. My Settings ( change settings)

Alerts and Notifications:

10. Debit and Credit Notifications

11. Loan Credit Notification

12. Unpaid Items Notification