NIC Bank has dropped all access fees for its mobile and internet banking services. The introduction of mobile banking brought about a lot of convenience. However the cost that came with it in terms of charges like monthly charges made it costly.
The mobile banking services offered by NIC include;
1. Balance Enquiry
2. Top up Airtime
3. Mini Statement Request
4. MPESA
5. Funds Transfer
6. Pay Bills
7. Stop Cheques
8. Service Requests – Cheque Book & Full Statement requests, Cheque Status, Forex Rates
Alerts and Notifications:
9. Debit and Credit Notifications
10. Loan Credit Notification
11. Unpaid Items Notification
The customized NIC online banking services offers features including;
- Checking your accounts statements and balances;
- Making Funds Transfers – EFTs both within NIC & to other banks,
- Request Bankers Cheques
- File uploads- ePay specific for salary & Supplier payment processing,
- eAnalysis- conduct a what if analysis for loans and investment options
The services are available anywhere around the world with internet access and they should be a little more affordable now with the scrapping of the monthly fees.
The services available on NIC Mobile Banking are:
1. Balance Enquiry
2. Top up Airtime
3. Mini Statement Request
4. MPESA
5. Funds Transfer
6. Pay Bills
7. Stop Cheques
8. Service Requests – Cheque Book & Full Statement requests, Cheque Status, Forex Rates
9. My Settings ( change settings)
Alerts and Notifications:
10. Debit and Credit Notifications
11. Loan Credit Notification
12. Unpaid Items Notification