You must have seen it by now: the dance craze where people go down as low as their limbs would allow. They are overjoyed and in one accord. But even before you can get a clue to what the excitement is all about, the dance ends abruptly with the message:…

A few months ago, I wrote about some wisdom my grandpa dispensed when I first started working. I’m ashamed to say I didn’t quite follow all the guidelines, and now 5 years later I will be seriously engaging with a SACCO. Very few people under 30 are members of…