There are 40,000 expensive housing units put up each year. Only 10,000 out of 200,000 Kenyans can afford them.

It is that time of the month when your rent is due (or almost) and you are rushing to make it to the bank. You do not fully trust the agent’s M-Pesa account and the collecting agent is conveniently elusive, even on a Sunday. Thanks to a piece…