Frugality often gets a bad rap. Many people misunderstand frugality and assume that it’s nothing more than being “cheap” when, in reality, frugality is making sure that you get the most from the money and resources you have, even if they are limited. For those who are just beginning to…

You just got paid. You promised yourself that this month it would be different; No more brokeness and borrowing. You decided to do something you’ve never done – BUDGET. We’ll help you with it. Next week Joel and the Kiss 100 crew will be bringing their budgets so we can…

A few months ago, I wrote about some wisdom my grandpa dispensed when I first started working. I’m ashamed to say I didn’t quite follow all the guidelines, and now 5 years later I will be seriously engaging with a SACCO. Very few people under 30 are members of…

Most people associate a budget with a restricted lifestyle, no fun, and generally figures which most people have an aversion for. Sadly though, for your personal finances to make sense, you’ve got to have a plan of how you will spend your money once it’s earned.