Christmas is over, now back to the serious stuff, at least until new years day. So far we have looked at how to finance your business at the early stage and growth stage. By now, you are well aware of what to look…

Business funding is only viable after the business concept has been tested and achieved a level of success in the market. Untested ideas can only be funded by people who earn your trust based on your record and a clearly identified market gap. The proposed product or service should convincingly meet identified need at sustainable cost.

“Africa is the only developing region in the world where the growth rate is expected to rise this year. Internet usage has  grown more this year in Africa than on any other continent……in short, Africa is on its way. ” – Hillary Clinton on DEMO Africa…

So you have an idea, and you're looking for financing? Maybe you should look at this first.

A common phenomenon in such enterprises is what business analysts call over-trading. Simply put, over-trading happens when a business tries to do too much too quickly with too little long term capital. In other words, over trading is a form of under-capitalization. In short, death by growth.