But this shouldn't be the case if we can sit down and plan through out the year, in such a way that we have money assigned for various functions like holidays. A budget should aid through this. It's sole purpose is to give you a firm grip on your finances.

“Success always comes when preparation meets opportunity.” – Award-winning Artist and Illustrator, Henry Hartman Opportunity is often rare and those who choose to ignore it are forced to suffer in regret. So when the chance to bank on something promising is presented to an…